Prescription drug coverage over age 65

When you turn 65 and enroll in MIT’s Medicare supplemental plan or Tufts Medicare Preferred—a Medicare HMO—you will be automatically enrolled in the MIT-sponsored Medicare Part D Prescription Drug Plan. The prescription drug plan is linked to the other Medicare coverage you purchase through MIT. If you cancel this MIT-sponsored prescription drug plan, your MIT Medicare supplemental plan or Medicare HMO coverage will also be canceled.

Your MIT-sponsored prescription drug coverage is administered through Express Scripts. Unlike some other Part D plans, the MIT-sponsored plan does not have “donut hole” gaps (times when a Medicare Part D plan stops paying benefits and participants become responsible for the full cost of their prescriptions.)

When you first enroll in an MIT Medicare plan, you may receive a temporary pharmacy insurance card that you can use until your Medicare Part D coverage takes effect. Because there are sometimes delays before Part D coverage begins, the temporary card will ensure you have no gaps in your prescription drug coverage.

Your MIT-sponsored Medicare Part D prescription drug coverage complements your supplemental medical plan or Medicare HMO, but it is separate. However, you must have MIT’s prescription drug coverage if you also have Medicare coverage through MIT. Call MIT Benefits at 1-855-253-6151 if you are considering opting out of prescription coverage through MIT.

The cost for covered prescription drugs can be found on the MIT Benefits page.