All three MIT-sponsored health plans for retirees younger than 65 allow access to services at MIT Medical. However, the specific services available and your out-of-pocket costs will vary by health plan and/or PCP choice:
- MIT Traditional Health Plan: You’ll choose primary care providers (PCPs) for yourself and covered family members at MIT Medical in Cambridge or at Lincoln Laboratory in Lexington to have access to all the MIT Medical services covered by this employee health plan. You’ll have a copay for most services at MIT Medical.
- MIT Choice Plan: With the Choice Plan and an MIT Medical primary care provider (PCP), you’ll have access to the same services with the same copays as individuals covered by the MIT Traditional Plan. With the Choice Plan and a PCP outside of MIT, you may still receive certain clinical services at MIT Medical.
- Blue Care Elect Preferred: With Blue Care Elect Preferred, you are eligible to use all clinical services at MIT Medical. Your out-of-pocket cost will be the same as it would be for any other in-network provider.
Visit MIT Benefits for more information about health plan options for retirees younger than 65.
Wellness benefits
As a member of an MIT-sponsored health plan younger than 65, you can be reimbursed for a portion of the cost of certain weight-loss programs and health club membership fees. Learn more about this benefit.
All MIT retirees are eligible to access all of the health and wellness services available to the entire MIT community, including classes sponsored by Community Wellness at MIT Medical. Cost varies by class.
