The MIT Student Medical Plan is included as part of your tuition. That means you can use most services at MIT Medical with no additional charge and no copay—even if you’ve waived Extended Plan coverage. This includes:
- Routine and preventive care
- Mental health and counseling services
- Medication management—Psychopharmacology
- Diagnostic X-rays, lab tests, and other tests
- Allergy testing
- Routine immunizations (not including Gardasil and meningococcal B vaccines or vaccines required for admission)
- Routine gynecological exams
- Intrauterine contraceptive devices (IUD) and implantable birth control (Nexplanon)
Some services at MIT Medical are covered only for students who are enrolled in the MIT Student Extended Insurance Plan. This includes routine eye exams, allergy serums, meningococcal B and Gardasil immunizations, and prenatal and maternity care. Prescription medications, and all prescription contraceptives, are covered under the Student Extended Insurance Plan. If you waive the Extended Plan, you may receive these services at MIT Medical, and we will bill your insurance company, but you will be responsible for any non-covered charges.
Care outside MIT Medical is covered by the MIT Student Extended Insurance Plan or your other comprehensive insurance plan (for example, your parent’s or spouse’s insurance). For more information about getting care outside MIT Medical, see “Using your health insurance in Cambridge.”
