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Choose the right health plan

All three MIT-sponsored employee health plans offer the opportunity to choose a primary care provider (PCP) at MIT Medical in Cambridge or Lexington. The convenience of our locations, the quality of our providers, the ease of referrals, and our affiliation with top hospitals are just a few of the reasons that more than half of all MIT employees who purchase an MIT-sponsored health plan choose a PCP at MIT Medical.
  • With the MIT Traditional Health Plan, you and all of your covered family members will choose PCPs at MIT Medical facilities at Lincoln Laboratory or on campus in Cambridge.
  • The MIT Choice Plan offers flexibility when MIT Medical is not convenient for all family members. With Choice, you can still get your care at MIT Medical, but one or more of your family members can choose PCPs from the multistate HMO Blue New England network or can use out-of-network providers.
  • The MIT High Deductible Health Plan (HDHP) allows participants to use the nationwide PPO Blue Cross Blue Shield network. It offers lower premiums in exchange for a deductible ($1,500 for the individual plan, $3,000 for the family plan). While the HDHP doesn’t require patients to select a PCP, we strongly recommend that all of our patients select a PCP—a single clinician who can coordinate your care.