Up-to-date information for the MIT community about COVID-19:

How do I choose the right health insurance plan?

When choosing a health insurance plan, you need to consider coverage, cost, and convenience:

Coverage: The health insurance plan you choose must meet minimum requirements for J-1 visa holders or “minimum essential coverage” requirements under the Affordable Care Act (ACA) for resident aliens.
Cost: Remember that the price of your health insurance includes both the regular payments you must make to continue your coverage (“premiums”) and your “out-of-pocket” costs. Read more about cost.
Convenience: Can you easily find medical providers who accept your health insurance plan? Do you have to fill out a lot of paperwork every time you see the doctor? If you buy an MIT insurance plan, you can use most services at MIT Medical, right on campus, with no paperwork.