MIT Student Health Insurance Plan (MIT SHIP)

The MIT Student Health Insurance Plan (MIT SHIP) is offered through Blue Cross Blue Shield of Massachusetts (BCBSMA). MIT SHIP is a preferred provider organization (PPO) plan with a broad national network. It is a comprehensive health insurance plan that meets state and federal health insurance requirements, as well as requirements for J-1 visa holders. MIT SHIP covers MIT students and other eligible members of the MIT community.

MIT SHIP covers medical services at locations all over the country, but when you are in the Cambridge area, you’ll use MIT SHIP primarily for prescriptions and necessary medical services that are not available at MIT Medical. This might include MRIs or other specialized tests, visits to specialists, physical therapy, off-campus mental health services, ER visits, ambulance transport, surgery, or hospitalization.