Retiree Health Plans

Retiree Health Plans

Early morning commutes and staff meetings may be a thing of the past, but you can still get the same great healthcare you enjoyed as an active MIT employee. You can continue seeing the same doctors and nurses. You can have the peace of mind that comes with having a primary care provider who can coordinate your care to make sure you’re getting everything you need to enjoy a happy, healthy retirement. The only thing that might change is the number on your insurance card.

Under age 65

You will continue to have the same benefits you had while actively working. For MIT retirees, this includes one of the following:

• One of the three MIT employee health plans: MIT Traditional Health Plan, MIT Choice Plan, or MIT High Deductible Health Plan (HDHP)
• Blue Care Elect Preferred (PPO)

Your benefits office can provide more specific information about your coverage options.

Age 65 or older

When you turn 65, Medicare Parts A and B will become your primary health plan. To that coverage, you may add one of the Medicare Supplement Plans offered by MIT. Once you enroll in one of MIT's Medicare Supplemental Plans, you will automatically be enrolled in the Medicare Part D Prescription Drug Plan sponsored by MIT.

We’ll need to update your files with your new Medicare number —just call registration at 617-253-6286—but that’s the only thing that will change. You can continue to get your care at MIT Medical. And if you have questions about Medicare billing, we’re here to help. Just drop us a line at billing@med.mit.edu or call 617-258-5336.