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Visiting Students & Scholars

MIT has several different types of visiting students and scholars. All visiting students need to have health insurance, but requirements and procedures vary:

Special Students…

  • Are taking undergraduate or graduate classes for one term.
  • Are not candidates for an MIT degree.

If you are a special student, you are covered by the MIT Student Medical Plan, which is included with tuition and covers most services at MIT Medical at no extra charge.

If you are registered as a full-time student, you will be automatically enrolled in, and billed for, the MIT Student Extended Insurance Plan, which provides comprehensive coverage, including prescriptions, diagnostic tests and specialists outside of MIT Medical, and hospitalization. If you want the plan, you don’t need to do anything. But if you already have comparable insurance from a U.S.-based insurer that will meet your needs while you are at MIT, you may be eligible to waive this coverage.

If you’re a less-than-full-time student who is not automatically enrolled in the Extended Plan, you may be eligible for this coverage if you want it. Call the MIT Health Plans Office at 617-253-1322 for more information.

Exchange Students

EXCHANGE STUDENTS are studying at MIT as part of an exchange program between MIT and Cambridge University, the National University of Singapore, or the Nanyang Technological University.

If you are an exchange student, you are covered by the MIT Student Medical Plan, which is included with tuition and covers most services at MIT Medical at no extra charge.

If you are registered as a full-time student, you will be automatically enrolled in, and billed for, the MIT Student Extended Insurance Plan, which provides comprehensive coverage, including prescriptions, diagnostic tests and specialists outside of MIT Medical, and hospitalization. If you want the plan, you don’t need to do anything. But if you already have comparable insurance from a U.S.-based insurer that will meet your needs while you are at MIT, you may be eligible to waive this coverage.

If you’re a less-than-full-time student who is not automatically enrolled in the Extended Plan, you may be eligible for this coverage if you want it. Call the MIT Health Plans Office at 617-253-1322 for more information.

Non-institute Visitors…

  • Are undergraduate or graduate students at another university.
  • Were invited to MIT to do research and are registered in Course NIV.
  • Are not taking classes for academic credit.
  • Will stay at MIT for a specified period from three weeks to one year.

If you are a non-institute visitor (NIV), you have the same insurance requirements as all other students at MIT. You are covered by the MIT Student Medical Plan, which is included with tuition and covers most services at MIT Medical at no extra charge. But you must also have comprehensive insurance that covers services outside of MIT Medical, like diagnostic tests, specialists, and hospitalization. International students must have insurance that meets all state and federal requirements for J-1 visa holders, which state insurance must be from a U.S based insurance company not an International based insurance company.

All Visiting Students must purchase and be automatically enrolled in the MIT Student Extended Insurance Plan beginning with January 2022 enrollments. Visiting Students may also purchase optional family coverage.

Exchange Scholars…

  • Are enrolled in a doctoral program at a participating institution (UC-Berkeley, Brown, Chicago, Columbia, Cornell, Harvard, Penn, Princeton, Stanford, Yale).
  • Are taking classes or doing research at MIT for a limited period of time.

If you are an exchange scholar, you are covered by the MIT Student Medical Plan, which is included with tuition and covers most services at MIT Medical at no extra charge. You won’t automatically be enrolled in the MIT Student Extended Insurance Plan, but you are eligible for this coverage if you want it. Call the MIT Health Plans Office at 617-253-1322 for more information.

Visiting Scholars and Research Scholars

Visiting Scholars and Research Scholars are post-doctoral visitors working on projects at MIT for a specified period of time.

If you are a visiting scholar or research scholar, you are eligible to purchase health insurance coverage through the MIT Affiliate Plan.