Open enrollment periods
Open enrollment periods occur twice every year:
- FALL: July 15–August 31: Buy family coverage for the full academic year (September 1–August 31)
- SPRING: December 15–January 31: Buy family coverage for the spring term (February 1–August 31)
During these two open enrollment periods, you may submit a waiver form to decline Extended Plan coverage for yourself. You may also withdraw a waiver form you’ve already submitted and get Extended Plan coverage. Just send an email to firstname.lastname@example.org saying that you want to withdraw your already-submitted waiver. You may add or remove coverage for family members during an open enrollment period.
Outside of open enrollment periods, you may make changes to your coverage only if a “qualifying event” occurs. For example, if you have been covered under a parent’s insurance plan, and that parent loses his or her job and insurance coverage, you may enroll in the MIT Student Extended Insurance Plan immediately. You would just need to give us a letter from your parent’s former employer stating that the employer has stopped providing insurance coverage. The letter should include the date on which the coverage stopped. You need to make changes within 30 days of that date.