Open enrollment periods
Open enrollment periods occur twice every year:
- FALL: July 15–August 15: Buy family coverage for the full academic year (September 1–August 31)
- SPRING: December 15–January 15: Buy family coverage for the spring term (February 1–August 31)
During these two open enrollment periods, you may submit a waiver form to decline Extended Plan coverage for yourself. You may also withdraw a waiver form you’ve already submitted and get Extended Plan coverage. Just send an email to email@example.com saying that you want to withdraw your already-submitted waiver. You may add or remove coverage for family members during an open enrollment period.
Outside of open enrollment periods, you may make changes to your coverage only if a “qualifying event” occurs. For example, if you have been covered under a parent’s insurance plan, and that parent loses his or her job and insurance coverage, you may enroll in the MIT Student Extended Insurance Plan without waiting until the next open enrollment period. You must submit a Petition to Add Extended Plan coverage with 60 days of losing your previous insurance coverage. You will also be required to submit supporting documentation, a letter from the insurer stating that your insurance coverage has been terminated and giving the effective date.