Coming to campus is a qualifying event
If you’re only spending part of the 2020/2021 academic year studying on campus, you can enroll in the MIT Student Extended Insurance Plan when you arrive — no need to wait for an open enrollment period. To enroll, submit a Petition to Add Extended Plan coverage.
Open enrollment periods
Open enrollment periods occur twice every year:
- FALL: July 31–August 31*: Buy family coverage for the full academic year (September 1–August 31)
- SPRING: December 15–January 15*: Buy family coverage for the spring term (February 1–August 31)
*Dates subject to change.
About qualifying events
Outside of open enrollment periods, you may make changes to your coverage only if a “qualifying event” occurs. For example, if you have been covered under a parent’s insurance plan, and that parent loses his or her job and insurance coverage, you may enroll in the MIT Student Extended Insurance Plan without waiting until the next open enrollment period. You must submit a Petition to Add Extended Plan coverage with 60 days of losing your previous insurance coverage. You will also be required to submit supporting documentation, a letter from the insurer stating that your insurance coverage has been terminated and giving the effective date. Arriving on campus or leaving campus to study remotely are also qualifying events that allow you to add or drop Extended Plan coverage.