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Using Your Insurance

With a primary care provider (PCP) at MIT Medical—regardless of your insurance plan—you’ll have convenient access to a broad range of medical services and specialties at our Cambridge and Lexington locations. 

Furthermore, you’ll have no out-of-pocket cost for preventive services like routine physicals. With the MIT Traditional and Choice plans, most other visits will have a $10 copay. With the MIT High Deductible Health Plan (HDHP), you will pay the allowed amount for each non-preventive-care visit until you meet your annual deductible. Once you’ve met your deductible, you will have no out-of-pocket cost for visits at MIT Medical. 

When you need more specialized care or diagnostic tests, your MIT Medical PCP will refer you to outside specialists and facilities within your health plan’s provider network: 

  • MIT Traditional Health Plan: Blue Cross Blue Shield of Massachusetts (BCBSMA) HMO Blue
  • MIT Choice Plan: HMO Blue New England network (includes providers in Connecticut, Massachusetts, Maine, New Hampshire, and Vermont).  
  • MIT HDHP:  PPO Blue Cross Blue Shield nationwide provider network

Services at MIT Medical

Service for employees at MIT Medical include:

  • Routine physical exams
  • Routine eye exams
  • Routine immunizations
  • Primary care
  • Pediatrics
  • Medical specialty services such as allergy, dermatology
  • Travel health services
  • Urgent care, 8 a.m.–8 p.m., M–F and 10 a.m.– 4 p.m., Saturdays and Sundays (holiday hours may vary). All patients must call first to be seen. 617-253-1311
  • Women’s healthcare services, including gynecological exams, mammograms, and maternity care
  • Vision, hearing, and other screening tests
  • Laboratory and X-ray services
  • 24-hour help line for medical advice (617-253-4481)
  • Pharmacy for prescriptions and over-the-counter health products

For more information…

  • MIT Traditional Health Plan: Summary of Benefits (PDF) provides a concise introduction to using the Traditional Plan as well as information about benefits and out-of-pocket costs.
  • MIT Choice (Blue Choice New England Plan 2): Summary of Benefits (PDF) provides a concise introduction to using the Choice Plan as well as information about benefits and out-of-pocket costs.
  • MIT HDHP Summary of Benefits (PDF) provides information about benefits and out-of-pocket costs.
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MEMBERS OF THE MIT COMMUNITY ONLY:
If you are experiencing symptoms of COVID-19, call MIT Medical’s COVID-19 hotline at 617-253-4865.

Eligibility or enrollment questions?

MIT Benefits Office

617-253-6151

benefits@mit.edu

 

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Cambridge
MIT Medical
Building E23
25 Carleton Street
Cambridge, MA 02142
 
M-F 8 a.m.-5 p.m.
617-253-4481
617-258-0656 (TTY)
Lexington
MIT Lincoln Laboratory
Annex V
244 Wood Street
Lexington, MA 02421
 
M-F 8 a.m.-5 p.m.
781-981-7080
781-981-6600 (TTY)
Urgent Care
MIT Medical
Building E23
25 Carleton Street
Cambridge, MA 02142
 
M–F 8 a.m. – 8 p.m.
Sat, Sun 10 a.m.– 4 p.m.
617-253-1311
617-258-0656 (TTY)

 

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