The annual “open enrollment” period is a time when you may enroll family members for the first time or make other changes to your health insurance with no questions asked. MIT Human Resources sends information about each year’s open enrollment period to all benefits-eligible employees.
If you make a change during open enrollment, it will go into effect on January 1 of the following year. For example, if you switch from MIT Choice to the MIT Traditional Health Plan during the open enrollment period that begins October 31, 2022, you will be covered by the Traditional Plan starting on January 1, 2023. Learn more about open enrollment
Outside of open enrollment, you may make changes to your health insurance within 31 days of a “qualifying event.” The changes you make to your insurance coverage must be related to the change in your circumstances (such as adding coverage for a new spouse, new domestic partner, or new baby).
Visit MIT Benefits to learn how various life events may affect your benefits.