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All MIT Students are covered by the MIT Student Medical Plan, included with tuition, which covers most services at MIT Medical in full. Full-time students are also automatically enrolled in the MIT Student Extended Insurance Plan, which provides comprehensive coverage and meets state health insurance requirements. They may waive this coverage with comparable insurance.
MIT offers three health insurance options for employees, the MIT Traditional Health Plan, the MIT Choice Plan, and the MIT High Deductible Health Plan (HDHP). All three plans allow you to receive care at MIT Medical.
Affiliates and their families can enroll in the MIT Affiliate Medical Plan, which covers most services at MIT Medical in full, and the MIT Affiliate Extended Insurance Plan, which provides comprehensive coverage.
MIT retirees are eligible to receive their care at MIT Medical. Retirees younger than 65 are eligible to enroll in one of the three MIT employee health plans or in the Blue Care Elect PPO. Retirees 65 and older may choose between two Medicare supplemental plans offered by MIT.
