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The MIT Graduate Student Dental Plan is offered by MIT through Blue Cross Blue Shield of Massachusetts. It is available to all MIT graduate students enrolled in a degree-granting program. It is separate from the MIT student health plans. This coverage is optional and enrollment is not automatic. Dental insurance is not required by law, and students are responsible for premiums and any dental bills they incur.
How do I enroll?
To sign up between December 10 and January 10, visit Gallagher Student Health. Coverage lasts from February 1 – August 31.
What does the plan cover?
Covered in full: Routine diagnostic and preventative services once every six months, including emergency exams and periodic X-rays.
Covered at 80 percent after $50 deductible per member per year: Other dental services, such as fillings (tooth-color or silver) and root canal therapy. Download the Summary of Benefits for more information.
How much does it cost?
For 2021-2022:
- Individuals
- Both terms, September 1 – August 31: $544.56 per year ($45.38 per month).
- Spring term only, February 1 – August 31: $318 ($45.38 per month)
- Families*
- Both terms, September 1 – August 31: $1377.36 per year ($114.78 per month).
- Spring term only, February 1 – August 31: $803 ($114.78 per month)
*Note that the family rate is the same whether you choose to enroll only your spouse/partner, only your child(ren), or both; and the cost is the same regardless of the number of children enrolled.
You’ll pay for the first three months of coverage when you enroll. After that, you’ll pay monthly, one month in advance, on the same day of the month as your initial enrollment.
For more information, visit our Graduate Student Dental Plan FAQ.
