FAQ: Student waiver
It may be possible to waive in cases where the benefit offered by your alternate insurance plan is close to meeting state and MIT requirements, even if it falls short by a bit. We are happy to discuss your specific situation with you. Contact us at 617-253-4371 or firstname.lastname@example.org.
No, you must complete the waiver yourself using your own MIT certificate. Even if your parent has an MIT certificate, he or she cannot complete the waiver for you.
Yes. MIT will automatically enroll you in, and bill you for, the MIT Student Extended Insurance Plan every fall. At that point, you can waive either for the fall semester only or for the whole academic year. You must submit the waiver form by August 31 to have the charge removed from your bursar’s account.
If you waive only for the fall semester, MIT will automatically enroll you in, and bill you for, the MIT Student Extended Insurance Plan for the spring semester. At that point, you can waive for the spring semester, or you can pay for the plan for the spring. If you want to waive for the spring semester, you must submit the waiver form by January 31.
No. You need to be enrolled in an MIT health insurance plan before you can buy that plan for your spouse and children. So, if you want your spouse and children to be covered by the Extended Plan, you need to be covered by the Extended Plan, too.
If the deadline hasn’t passed—August 31 for the fall semester, January 31 for the spring semester—it’s easy to withdraw your waiver and get Extended Plan coverage. Just send an email to email@example.com saying that you want to withdraw your already-submitted waiver.
You can enroll outside of an open enrollment period only if your comparable insurance coverage is terminated—for example, if your parent, spouse, or partner loses a job and loses the insurance coverage under which you were covered. In that case, you would just need to give us a letter from the former employer stating that the employer has stopped providing insurance coverage to your parent, spouse or partner with the date on which the coverage stopped. Otherwise, you’ll have to wait until the next open enrollment period (July 15–August 31 or December 15–January 31) to enroll.
You may have a research or teaching assistantship or a fellowship that covers the cost of the MIT Student Extended Insurance Plan. You may still decide to waive the Extended Plan, but if you do, you will not receive cash in the amount of the plan’s cost.