If you graduated in May, or will graduate in September, your MIT Health Plan coverage continues through August 31. However, May and September 2020 graduates and their dependents who are currently enrolled in the MIT Student Extended Insurance Plan are eligible to extend coverage through December 31, 2020.
Extending insurance eligibility for May and September 2020 graduates
Due to the impact of the COVID-19 pandemic on the economic landscape, 2020 May and September graduates and their dependents who are currently enrolled in the MIT Student Extended Insurance Plan are eligible to extend their coverage on a monthly basis, at the same premium cost, for the remainder of the calendar year. If you choose this option, your Student Extended Insurance Plan eligibility would continue until December 31, 2020.
Enrollment dates for September Graduates
September graduates may enroll from August 3–21, 2020.
Enrollment Dates for May graduates
The enrollment period for May graduates is now closed.
You may enroll and pay for this coverage online through the Gallagher Student Health website. Watch your email for updates and instructions on how to enroll.
|Coverage for…||Monthly cost|
|Graduate and spouse/partner||$709|
|Graduate and dependent||$498|
*NOTE: These rates include premium amounts for both Extended Plan coverage and Student Medical Plan coverage, which was previously included with tuition.
How do I cancel this coverage?
You can cancel at any time, effective at the end of the month, by sending an email to the Gallagher enrollment team. There are no cancellation fees.
All communications about the health plan will be sent to your MIT email address. MIT email addresses are valid for graduating students until January 2021.
Other insurance options
- Through an employer: If you will be working at a job that offers health insurance coverage, you’ll simply transition to your employer’s health plan.
- Through a school or university: If you will be going to graduate school in the fall, you can transition to the student health plan offered by the school you will be attending.
- Through your parents’ family plan: Under the Affordable Care Act, most young adults can be covered through their parents’ health insurance plan until they turn 26. You can get this coverage whether you’re married, living with your parents or not, in school, or financially independent. Learn more.
- On your own: If you need to buy your own health insurance coverage after graduation, try one of these options:
- Massachusetts Health Connector: If you’re staying in Massachusetts after graduation, you can use this site to compare health insurance plans and find one that meets your needs.
- Blue Cross Blue Shield of Massachusetts (BCBSMA) non-group/direct-pay insurance plans: If you’re currently enrolled in the MIT Student Extended Insurance Plan and are staying in Massachusetts, your most convenient option may be to enroll in a non-group/direct-pay insurance plan offered through BCBSMA, but you must apply before August 1 for your new coverage to be effective starting September 1 (or before January 1 for coverage effective February 1).
- HeathCare.gov: Compare health insurance plans available to you in your state, and find one that meets your needs.
NOTE: Blue Cross Blue Shield of Massachusetts (BCBSMA) sends out 1099-HC forms in late January to all eligible subscribers, including students covered by the MIT Student Extended Insurance Plan. If you do not receive a form by the end of February, contact BCBSMA directly at 1-800-262-2583.